Testimonial Management

VA Loan

Marcus was incredibly patient and knowledgeable. He kept me in the loop about everything and eased my anxiety every time we spoke. I will always go to him if I have questions in the future and I will recommend him 100% to anyone looking for a lender. I’m grateful to have him as mine. Thanks Marcus!! From ~Eloris

VA Loan

Dan and Marcus are top notch. Made a hard process easy to navigate through and kept in constant contact from start to finish. Highly recommend! Wes

Purchase

Dan was awesome to work with and took all the hastle out of finding the best mortgage for my situation. Thanks a bunch!

Va loan

I am super pleased with Dan and Marcus! They are amazing, miracle workers. I had a difficult situation and they were able to get me approved and get me into my home. They handled my case with ease and was with me every step of the way. I am very appreciative of all their hardwork and effort and so happy they got me and my family into my dream home. I highly recommend them. 10/10

VA Loan

I first met Marcus through Allegiant Vets while I was transitioning out of the military. Of probably 15 different briefers from similar companies, Marcus was the ONLY one who directly addressed veteran-specific entitlements, rules, and considerations within the VA lending process. He immediately stood out, and that is ultimately why I decided to give him a call. That was nearly 10 months before I actually bought a home. At the time, I had no idea where we would end up or when we would be ready to buy. Marcus stayed in touch about every other month throughout that entire period with absolutely zero pressure. He simply checked in to see if our situation had changed and whether there was anything we needed from him. Once a career opportunity took us to another state and we were ready to buy, Marcus was Johnny on the spot from beginning to end. Over the course of the process, we developed what I would consider a professional friendship. We had numerous calls and conversations covering just about every aspect of the loan and home-buying process. If I didn't understand something, he explained it. If I wanted to see the numbers behind what we were discussing, he provided the math. If I needed another pre-approval letter for an offer, he turned it around quickly. This level of support started well before we ever had a home under contract. What impressed me most was that I never felt like Marcus was simply trying to close a loan. I felt like I had someone in my corner who understood VA lending, understood the unique considerations that come with being a veteran, and genuinely wanted to make sure my family and I were making informed decisions. To top it all off, Marcus was even able to get more money back to us at closing than I had anticipated or identified through my own research. I will 100% go back to Marcus and Formula Lending Group if rates drop and refinancing makes sense. I will continue recommending him to other veterans, friends, and family, and would gladly work with him again anytime our paths cross. Marcus earned my trust and my business months before I actually had any business to give him. I can't think of a better endorsement than that.

VA Loan

Marcus Dho with Formula Lending Group was phenomenal throughout our home-buying journey. His knowledge of VA loans was outstanding, and he made the entire process smooth and stress-free. He's the kind of person who feels like an old friend you haven't seen in years—you just pick up right where you left off. My husband and I feel truly blessed to have worked with Marcus. If you're looking for someone who is knowledgeable, trustworthy, and genuinely cares about his clients, we highly recommend him!

Buyers Agent

Marcus was amazing to work with. We were able to close within 3 weeks. I am beyond impressed and thankful he was able to make this sale a stress-free success!

Buyers Agent

Marcus was prompt and easy to reach through the entire process. Taking care of clients is his strong suit. Look forward to working together in the future!

VA Loan

Marcus and his team got me in a home across the country in 4 weeks time! They made my buying experience very easy and were very transparent during the whole process and answered all of my questions. I would definitely use them again!

VA Loan

This was the best and smoothest home purchasing process we’ve had. Great communication, quick answers, and overall amazing to work with.

Buyers Agent

Marcus Dho was absolutely fantastic to work with! Communication was great, and he helped make the transaction seamless from start to finish. My buyers were clear to close 2 weeks before our scheduled closing date! I will be recommending his services to future clients.

Buyers Agent

Marcus was easy to work with, available and ready to pick up the phone, and timely! We needed to work quickly to get our buyer a home in just 3 weeks, and Marcus was a great asset.

Purchase

Marcus and his team were excellent! I received a job offer and had to coordinate a move. Marcus and his team was super supportive to help in executing my VA home loan for my first home that I was buying. To include we did it all very quickly to support my move. He got me in touch with an excellent realtor for the location I was moving to. Combined they answered any questions I had and helped me navigate any uncertainty I felt. Truly exceptional and would highly recommend.

VA LOAN

Marcus was the absolute best for us being a military family overseas and transitioning back to the US and into retirement. He went over and beyond to assist us with purchasing a home. We were confident that he would take care of all we needed to make the home buying process smoothly. We highly recommend Marcus’ services.

Purchase

I met Marcus virtually through a veterans transitions event in late 2025 and expressed my interest to purchase a home. Marcus have been communicative and helped me through the purchase process up until and after closing (April 2026). He was always patient. I have been able to reach him via email or call anytime I had a question. He was always pleasant and seemed happy to help, even if my questions were "out there". Thank you, Marcus!

Refinance

Marcus was very polite and was understanding when I said that now was not a great time to move forward with a refinance. I will definitely be using his expertise in the future when refinancing is a good option for us.

Purchase

Marcus was great from the beginning very helpful throughout the whole process. He would return my phone call or email me back as soon as he could would do it all over again to work with him. Made the home buying experience an easier process.

Marcus was great to work with!! Friendly, Knowledgeable, Patient, and I felt that he cared about us finding the perfect home.

Marcus was friendly, knowledgeable, easy to work with. He answered all my questions and ensured that I had all tools available so I can quickly and efficiently get documents, signatures and everything needed to close my loan. He is the definition of a true professional.

Refinance

Marcus made the whole experience wonderful! He meet all of his commitments and also ensured we did. I would highly recommend Marcus for refi or purchasing home.

Marcus was wonderful to work with. This process is never easy but he made it stress free. His communication was excellent.

He was easy to work with and made sure all my paperwork and documents were in place even made sure my home owners insurance was up to standards because other mortgage company didn't pay it.

Remarkable to work with. Made my first lending experience one that will not be beatable. He was extremely professional. Worked long hours, and was always capable of relieving my phone call. 100% guarantee anyone who works with Marcus will have an excellent experience. A experience not a deal.

Marcus was very helpful throughout the loan process. He is knowledgeable, helpful and ready to help with any loan questions. He always followed up with me to see if there was anything he could do to assist. Very pleased with him.

Refinance

Marcus was outstanding. I highly recommend him! He guided me through the refi loan process, always kept the communication lines open and always had a positive attitude, even with all of my questions and concerns. I'm very happy with the mortgage and the online platform experience exceeded my expectations.

Marcus sets the bar for Professionalism. We had questions and he had answers. Wonderful to work with.

Marcus was spectacular! He was always available to answer any and all questions and concerns I had. He made sure I was kept up to date on the process. Great guy!

Marcus is amazing! He walked me through the process from start to finish and answered all my questions. I will be recommending him to all my friends and family. Thanks for everything Marcus!!! You rock!!!!

VA Loan/IRRL

Marcus is a one of a kind lender! From the moment we started working together he had all the information we needed and more. He helped find us the best rates, as well as educate us on the process. Marcus continues to go the extra mile and check in on you and is always willing to answer questions you have. You can tell he really cares. Couldn’t recommend him enough!

VA Loan

Marcus and his team were phenomenal! They made the entire process easy and had a plethora of knowledge. We got the best rate and our closing was seamless. Highly recommend!!

Purchase

Marcus made the process of our home purchase smooth!