Calculators
These Calculators are estimates only. Speak with us today about your goals and how we can help accomplish your Purchase and Refinance Goals.
Buying Power Calculator
Powered by real loan guidelines
Answer a few questions to see how much home you can afford — based on your income, debt, and loan type.
VA Loans
$0 down for veterans
FHA & Conventional
As low as 3% down
DTI-Based Estimate
Real qualification math
Instant Results
See your buying power now
Question 1 of 10
What's your home buying timeline?
Loan Payment Calculator
Loan Payment Calculator
Estimate your monthly mortgage payment
Mortgage Payoff Calculator
See how extra payments can help you pay off your mortgage faster and save on interest
The remaining balance on your mortgage
Annual interest rate of your mortgage
Your regular monthly payment excluding extras
Additional amount you plan to pay each month
Total Interest Saved
Based on your extra payments and current loan details
New Loan Payoff Time
Faster than your original payoff date
Start Saving on Your Mortgage
You've seen how much you can save! Take the next step towards financial freedom by paying off your mortgage early.
Payment and savings examples are for illustrative purposes only. Actual results vary based on loan terms, rate, and payment behavior. All loans subject to credit approval. Formula Lending Group, DBA of Xpert Home Lending, Inc., NMLS# 2179191. Equal Housing Opportunity.