Bank Statement Loans:No Tax Returns Needed
Designed specifically for self-employed and 1099 borrowers. Qualify using your bank statements — no tax returns needed. Access up to 90% of your deposit value.
Key Highlights
Tax Returns
Qualify on bank deposits
Of Statements
Simple documentation
LTV Available
Of your deposit value
No Tax Returns
Qualify using your bank statements instead of tax returns — perfect for self-employed.
12-Month Statements
Simple documentation — just provide 12 months of business or personal bank statements.
Up to 90% Deposits
Qualify for up to 90% loan-to-value based on your bank statement deposits.
Bank Statement Loan Benefits
How It Works
Gather Statements
Collect 12 months of business or personal bank statements — that's your main documentation.
Get Qualified
We calculate your qualifying income from your deposits and find the right program.
Close Your Loan
Move forward with confidence, whether you're buying or refinancing.